As a passionate Monzo user (I bore my friends rigid about it ) I’m increasingly struck by the trend to Open Banking -not just technically speaking but by its massive social capital. I think its another of those disruptive technology moments. For older greyer people like me, it has some parallels with the telephone banking revolution of the 1990s spearheaded by First Direct. I suspect it spells much deeper change for the banks though.
Lots more details on Open Banking can be found HERE